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    Travel hacking is the art of collecting as many airline and hotel points as possible in order to travel for free.This is done through the use of credit card sign-up bonuses, mileage promotions, online shopping, point transfers, and much more.

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    Julie Conroy, research director for the retail banking practice at Aite Group, a Boston-based financial services research firm, says even the card terminals that card users must swipe to get into ATM vestibules are being used as a skimming site by criminals.

    The ins and outs of travel hacking can fill a book; in fact, I wrote just such a book recently.

    A lot of travel hacking begins with credit cards because it’s an easy win – you receive a large sign-up bonus, as well more points for your everyday spending.

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