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    Credit card processors typically classify online dating websites as “high risk,” in part because of the adult nature of their service and in part because of the high chargeback rates that these businesses typically experience.

    When they started getting serious, there were enough red flags about his financial health that she even postponed the wedding for a year until she felt that he'd become more fiscally responsible.

    When they finally got married, the honeymoon was short-lived.

    Amy Nofziger, regional director of the AARP Foundation, explained how a romance scam works: The scammer will often say he or she is from the United States, but is traveling or working overseas, and will quickly profess his or her love for you.

    So, when a relative urged her to give online dating a try, she did.

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